Avoiding 'Bad' Karmic Debt

It is thought of as being the ultimate revenge on your enemies when all physical attempts to get back at them fail. Karma goes a lot deeper than that though. Are you unknowingly accruing bad karmic debt? Here's a bit more about this liability and how to avoid it. 

Quotes About Karma:
'Everything comes back three-fold"

"What goes around comes around"

"If you're a mean person you're going to come back as a fly and eat poop" (Oh Kurt Cobain, bless your soul)


This was originally going to be a one-off post about karma. It's such a big topic with so many avenues to it that I completely underestimated how huge the task of explaining karmic debt would be. So instead, I decided to break this post down and focus it on 'good' and 'bad' karma and how to avoid the bad karmic stuff.

Most people perceive karma to be a give-and-get situation. The notion of karma has become twisted as sayings and proverbs around it have turned into modern-day revenge quotes. When did karma become so messed up?

The actuality of it is that karmic debt is acquired and released over many lifetimes. It doesn't just pertain to this lifetime alone. The quotes above have been misinterpreted and rewritten to make us feel better when bad things happen to us or when someone does wrong by us. Who made karma come back threefold anyway? Why not get things back two-fold or six-fold?

Karmic debt comes in many shapes and sizes. There's good karma that we accumulate through good deeds, actions and thoughts and bad karma which comes from negative acts and thoughts. Karma can range from a complete burden over many lifetimes to a blip on the radar. It is also something that the soul carries and has nothing to do with our emotional or physical being. Karma is about learning lessons so our souls can advance to a higher level with all souls possessing a desire, need and ambition to reach enlightenment. 

Sometimes our souls choose to take on karmic debt as a way of learning and growing. Now read that again carefully: our souls choose to take on karmic debt; we don't always have a conscious choice in the matter. This is what is deemed to be good karmic debt which is slightly different to good karma. When we're waiting in the spirit world to incarnate into our next life we decide then what karmic lessons to take on and these lessons may require good karmic debt to get the job done.

The karmic lessons that our soul chooses to take on can be an interesting choice, to say the least. The reason our soul may choose to produce this debt is all to do with soul love. Choosing to be an arsehole in your next reincarnation may help another on their quest to advance their soul (See my post about Being the Victim of a Bad Relationship for a better understanding of this)

If I do a reading for someone without them giving something back to the universe in return then I leave that person with karmic debt. In the end that is my bad action and I also get left with karmic debt. This is the reason why most readers will ask you to do a good deed if they are doing a reading for free as the karmic wheel and the Universe need to maintain balance.

Karmic debt can carry on through many lives. So if you produce a karmic debt in this life it is most certainly going to follow you on into your future lives until the debt is settled. Think of it this way: if you max out a credit card and then don't pay the balance by the end of the month, then interest is added to the overall debt. That interest on the card will keep accumulating every month until you pay the balance. The result of that unpaid-max-out credit card is a hideous debt that will leave you nearly bankrupt if you can't pay it back. The same goes for karma: The longer a karmic debt remains unpaid the more interest there is on top of the original debt until your soul is forced to take the pay-back karma horribly. The result of that is the non-advancement of your soul and possibly a difficult situation that you have to go through.

At the moment, earth's people are accruing a lot of bad karmic debt and are paying back those debts at a very slow rate. Our souls are becoming stagnant and stuck. Lessons are being played over and over through many lifetimes as we aren't getting it right. Our soul population isn't advancing as quickly as it should. If we continue on that path then why wouldn't something like the 2008 recession happen but on a karmic level? A karmic recession to bring balance back. I can only imagine how hard-hit we would be by something as drastic as that.   

So pick your battles. Don't expect karma to play out and avenge you in some insidious way. Learn from any bad karmic debt that comes your way and then forgive it. Don't choose to mirror it back which only leads to more bad karmic debt. Be kind and good to everyone, even strangers.

Love and light xoxo